2023 Author: Eric Donovan | [email protected]. Last modified: 2023-05-21 15:44
In the event of an accident in winter, the insurance must pay for the wrong tires. Exceptions could occur with fully comprehensive insurance alone.
Regardless of the type of tires, liability insurance covers the damage suffered by the victim in the event of an accident caused by fault. The Association of the German Insurance Industry (GDV) in Berlin points this out. After the road traffic regulations have been made more precise, “suitable tires” for the respective weather conditions will be required for the first time in the coming winter. According to GDV, there is often a lack of clarity about insurance coverage if an accident is caused with summer tires in ice and snow.
Better adhesive properties
In the case of fully comprehensive insurance alone, drivers could be held responsible for gross negligence in extreme cases, it is said. For example, if an accident is caused with worn summer tires in the high mountains. When examining the damage case, however, the exact circumstances should always be taken into account.
In order to increase their own safety and that of other road users, according to GDV, drivers should only be driving with suitable tires in winter. The advantage of converting to winter tires is that their special profile and special rubber compound result in better adhesion properties even at low temperatures as well as in wet and slippery conditions.
