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Four Weeks Regulation Period

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Four Weeks Regulation Period
Four Weeks Regulation Period

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Video: Four Weeks Regulation Period
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After an accident, victims often wait a long time for claims to be settled. There are now clearly regulated limits for liability insurers in the future.

According to the ADAC, the Higher Regional Court (OLG) Munich has done away with the delay tactics of motor vehicle liability insurers in the settlement of accident damage. Six weeks after the accident damage was reported, the lawyers of the person concerned filed a lawsuit because the insurance company had not paid. The timing was adequate, said the judges.

After filing a claim with the insurance company of the other party involved in the accident, nothing at all happens at first. Here the court made it clear that the admissible examination period was dependent on the individual case, but was a maximum of 4 weeks.

Access to files often takes weeks

Then the insurance company has to regulate or reject the damage. In addition, the insurance industry argued that only an insight into the police investigation files could create the basis for regulation. However, the clerks often only try to inspect the files after weeks. Later the lack of "original photos" was criticized.

Pure delay tactics, as the judges think in the result. What is decisive, however, is a detailed letter of claim with which the four-week period begins at the same time (compare OLG Munich, decision of July 29, 2010 // 10 W 1789/10 // DAR 2010, 644). (mid)

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