Allianz Argues With Automakers Over Accident Data

2023 Author: Eric Donovan | [email protected]. Last modified: 2023-11-27 05:39

Car accidents are becoming a controversial topic between Allianz and the auto industry: Europe's largest insurer wants to prevent manufacturers from making decisions about access to accident data of modern networked vehicles alone.

The company is therefore calling for an independent trustee to be appointed to store the data. Otherwise, the alliance fears economic disadvantages and making its work more difficult.

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Joachim Müller, head of Allianz Versicherungs-AG, demanded that no “stakeholder” should have exclusive access to this data. According to the insurance group's ideas, a trustee should not have any economic interest in accident data of its own; access should be as easy as possible via defined interfaces. The state must be able to regulate the costs, and the trustee should be responsible for ensuring that the data is not manipulated.

Allianz is also interested in the cause of the accident

"Clarifying the cause of the accident is also of considerable importance for the insurer, since in the event of a claim we must be able to determine whether our customer is responsible for the accident," explained Müller. “It is not practical for any of those involved if this data can only be called up in the vehicle, at the manufacturer or in the car dealership. The effort and costs would be disproportionately high for everyone involved."

The dispute over the car data is about tangible economic interests. Allianz is by no means alone in its concern that manufacturers could monopolize access to the abundance of commercially valuable car data. The umbrella organization of the Tüvs got involved as did the competitors of the alliance at HUK-Coburg.

A financially very important question for everyone involved is, for example, to which workshops drivers are directed. Allianz demands the trustee to investigate accidents. Otherwise the car owner - and not the manufacturer - should be able to decide who has access to personal data. (dpa)